Business

Commissioners:
Peter Vicary-Smith, Chief Executive, Which?
Rt Hon David Davis MP (Chair)
Dr Vince Cable MP
Rt Hon John McFall MP
Philip Augar, writer on the financial services industry
Clare Spottiswoode, Chair. Gas Strategies Limited
David Pitt-Watson, Chair, Hermes Focus Asset Management
Roger Bootle, City of London economist

The first Session heard from witnesses representing consumer groups, trade unions, journalists and business.

David Harker, Chief Executive, Citizens Advice
Sian McLean, Head of Financial Inclusion, Toynbee Hall
Adam Phillips, Chair, Financial Services Consumer Panel
Will Hutton, Executive Vice-Chair, The Work Foundation
Jeff Prestridge, Personal Finance Editor, Mail on Sunday
Brendan Barber, TUC General Secretary
John Wright, National Chairman of the Federation of Small Businesses
Dr Adam Marshall, Director of Policy and External Affairs, British Chambers of Commerce